The real template, shown with example numbers.
Free, for anyone starting a budget
Free monthly budget template
One simple page: 10 categories you can rename, automatic totals, what is left in each category, and a chart of where your money went.
- Works in Excel and Google Sheets
- Type 0 as the price on Gumroad
- Gumroad emails you the download link
Also free: the 100 Envelope Challenge tracker, and this budget in español and português.
Your first budget in three steps
- 1
Get it free
Click the button, type 0 as the price, and Gumroad sends you the file.
- 2
Open it
In Excel, or in Google Sheets with File, then Import, then Upload.
- 3
Fill in the cream cells
Your income and a budget for each category, then what you spend. The totals and chart do the rest.
Want every month of 2027, savings goals and a debt tab?The 2027 Budget Planner does all of it for $9.
See the 2027 Budget PlannerQuestions
Is it really free?
Yes. On Gumroad, type 0 as the price. If you want to support us, you can pay what you like.
Do I need to give my email?
Gumroad asks for an email address so it can send you the download link.
Do I need Excel?
No. It also works in Google Sheets, which is free.
Can I change the categories?
Yes. Type over any category name to make it yours.